Current Initiatives

In addition to its education mission, the Council maintains several standing committees to develop resources and conduct research on electronic billing and payment. Projects focus on areas such as: electronic invoice presentment and payment (EIPP); electronic bill presentment and payment (EBPP); B2C and B2B market adoption; accounts payable integration; Internet presentment and payment technology; and ACH Rules. The following briefly describes some of the current initiatives. For more information, contact the Council Director, Robert Unger, at 703-561-3913, or by email to runger@nacha.org.

  • B2B Payments: The council is participating in the development of NACHA's B2B Strategy, aimed at improving tools and providing greater access to payment-related information to promote electronic payment growth in small to mid-sized businesses.
  • eBill Adoption: As a first priority, the workgroup will focus on promoting the adoption of ebills by identifying and developing effective and consistent consumer messaging themes and tools about ebills.
  • EBIDS: The council is currently sponsoring the Electronic Billing Information Delivery Service (EBIDS) pilot.  In EBIDS, billers will send bills to consumer customers and receive corresponding credit payments - with remittance - via the ACH. More information on the pilot is available at http://www.nachaebids.org/.
  • Exception Processing: This workgroup developed best practices for minimizing consumer bill payment exceptions that originate to billers from third party payment processors. In phase 2, the workgroup will examine the root causes of why checks are created for unpostable payments. http://cebp.nacha.org/ExceptionProcessingMgmntProgram/index.html.
  • Mobile Banking Work Group: This Cross-Council Work Group, coordinated by the Internet Council, was created to evaluate how the NACHA Operating Rules can accommodate payments that originate from the mobile channel, and to identify any unique risk considerations, including authorization and authentication, to enable efficient and effective adoption of mobile payments in the ACH Network. CEBP members are participating in this work group with Internet Council members.
  • Tax Payment: The purpose of this workgroup is to improve the B2B state/local tax payment process when taxing authorities require payment changes.
  • XML: The council is also working with other NACHA councils to research the feasibility of allowing XML formatted remittance data to be transmitted through the ACH Network for B2B credit payments.

Other Resources

The Council has developed a number of other resource materials for the billing and payment industry, and the membership encourages their use. Some of these are available on the Council's web site under Public Documents.

  • The Biller's Guide to Using the ACH for Consumer and Corporate Receivables
  • Accounts Payable Integration - Return-on-Investment Cost Calculator
  • Marketing Electronic Bill Presentment and Payment to Consumers
  • Benchmark Survey of Consumer Service Provider Electronic Bill Payments
  • Benefits of Accounts Payable Integration
  • Business-to-Business EIPP: Presentment Models and Payment Options
  • EBPP Business Practices
  • www.eBilling.org